Pricing prepaid card

Understand the top-up fee

Bank transfer top-up

The examples below are for UnionPay top-up fees:

Example 1: Your top-up amount is 10€:

Silkpay takes a fee of 5€.
5€ is credited to your account.

Example 2: Your top-up amount is 100€:

Silkpay takes a fee of 5€.
95€ is credited to your account.

Example 3: Your top-up amount is 200€:

Silkpay takes a fee of 7€ (200*3.5%).
193€ is credited to your account.

Credit/debit card top-up

Example:

Top-up amount: 100€.

Administration fee: 3% of 100€ = 3€.

Remaining amount: 100€ - 3€ = 97€.

Top-up fee: 3.5% of 97€ = 3.395€ (< 5€, so we charge the minimum required of 5€).

Total fee: 3€ (administration fee) + 5€ (top-up fee) = 8€.